It's hard to determine which credit card processing solution is best for your business with so many choices available. Below are the criteria TopTenREVIEWS used to rank credit card processing services:
Average Approval RatingThis criterion, usually evaluated by percentage of approved applicants, refers to its approval rate, the processing speed and the fee to apply. An accommodating service will have a high approval rate and process your application quickly and without a fee.
Cost per MonthA low monthly cost helps keep overhead costs down. A competitive credit card processing company will require a low monthly fee with clear communication about ongoing fees and costs. Our ratings are based on 500 transactions per month with one statement, charge back and gateway fee.
Start-Up CostCredit card processing companies shouldn't charge you too much to set up a merchant account and a payment gateway.
Account Setup TimeA competent service will expedite your application and get you in business as quickly as possible, some can approve the application and set-up an account within a days time.
Customer ServiceAccessible customer service answers inquires 24 hours a day, seven days a week. The service should offer many avenues of contact including telephone, email or instant messaging and help should be quick to respond and provide useful information.
Internet Based FeaturesMost companies offer more than one type of virtual terminal as well as an online merchant account and payment gateway.
POS/ Swipers FeaturesA variety of Point of Sale options and swipers (card readers) should be available through the service. This is especially important if you are a retail business or operate from remote sales locations.
With a good credit card processing service, you can increase your sales and flexibility and give your customers many payment options. You can begin by reading the review of the credit card processing service we've ranked #1: Flagship Merchant Services.
Average Approval RatingThis criterion, usually evaluated by percentage of approved applicants, refers to its approval rate, the processing speed and the fee to apply. An accommodating service will have a high approval rate and process your application quickly and without a fee.
Cost per MonthA low monthly cost helps keep overhead costs down. A competitive credit card processing company will require a low monthly fee with clear communication about ongoing fees and costs. Our ratings are based on 500 transactions per month with one statement, charge back and gateway fee.
Start-Up CostCredit card processing companies shouldn't charge you too much to set up a merchant account and a payment gateway.
Account Setup TimeA competent service will expedite your application and get you in business as quickly as possible, some can approve the application and set-up an account within a days time.
Customer ServiceAccessible customer service answers inquires 24 hours a day, seven days a week. The service should offer many avenues of contact including telephone, email or instant messaging and help should be quick to respond and provide useful information.
Internet Based FeaturesMost companies offer more than one type of virtual terminal as well as an online merchant account and payment gateway.
POS/ Swipers FeaturesA variety of Point of Sale options and swipers (card readers) should be available through the service. This is especially important if you are a retail business or operate from remote sales locations.
With a good credit card processing service, you can increase your sales and flexibility and give your customers many payment options. You can begin by reading the review of the credit card processing service we've ranked #1: Flagship Merchant Services.
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