Major Medical Insurance

Get the strong, broad financial protection and peace of mind you and your family need with an individual major medical plan. All plans provide:

• Immediate benefits paid at 100%, even before you meet your deductible, for many preventive services¹
• No annual or lifetime dollar limits on hospitalization, emergency care, outpatient care, prescriptions and doctor visits
• Freedom to choose your own doctors and hospitals, with discounts for using network providers
• Ways to make the most of your coverage, including access to independent advocates² who help you navigate the health care system and compare costs

Individual coverage starting at:

• $
• 85
• 59
• /month

Family coverage starting at:

• $
• 168
• 97
• /month

Is Major Medical Insurance right for me?

It can be if you are:

• Self-employed
• Not covered by your employer
• Retiree not yet eligible for Medicare
• Not employed and unsure when you'll get coverage

Choose from two different plans:

CoreMed ^SM — flexible options and great value
If you’re looking for flexible coverage that will fit your budget, check out CoreMed, Assurant Health’s most popular major medical plan.

• Customize a plan from CoreMed’s wide array of benefit options
• Control your premiums by adjusting benefit levels
• Protect yourself from the unexpected and provide for your everyday health care needs

Quote CoreMed

OneDeductible — simplicity and savings
Look to a OneDeductible plan for simplicity, convenience and tax savings.

• Simplify your plan design with one common deductible for all family members and all covered expenses, even prescription drugs
• Realize tax savings with a Health Savings Account (HSA) ³

Quote OneDeductible

Increase the benefits and value of your plan

Expand your coverage with Assurant Health's supplemental insurance.

• Cash benefits help you pay the expenses other plans don't pay
• Dental, Accident and Critical Illness plans ⁴
• Easy to add - no additional application or underwriting is required

Learn about Supplemental Insurance

Get tax savings with a Health Savings Account

Maximize your savings by pairing your OneDeductible plan with a tax-favored Health Savings Account.

A Health Savings Account (HSA) is an account where you can deposit pre-tax money. You can use the funds to pay for out-of-pocket medical expenses or let them accumulate to supplement your retirement income.

• The money deposited and the interest generated are sheltered from taxes
• Withdrawals for qualified medical expenses are sheltered from taxes
• Unused balances are yours to keep and roll over year to year
• At age 65, you may withdraw money for non-medical expenses with no penalty, paying only retirement-level (typically lower) income taxes